Claims recovery, claimant-side

Find the money your insurer
left on the table.

Claimhaul scans the photos, the inspection report, and the carrier estimate against regional pricing and damage-pattern data — then hands you a public-adjuster-ready packet, ten minutes later.

$60B+
U.S. restoration market
~10–40%
of claims routinely underpaid
~10 min
from upload to report

Sample claim report

ROC-2026-014 · Hail · Denver, CO
Redacted

Insurer estimate

$24,310

Claimhaul rebuild

$71,840

Recoverable gap

+195.6%

$47,530

Carrier-paidProjected rebuild
  • Missing tear-off line item+$2,140
  • Code-upgrade: ice/water shield+$1,860
  • Gutter + downspout collateral+$3,320
  • Interior water damage scope+$4,100

Built for both sides of the workflow

  • Homeowners
  • /
  • Restoration contractors
  • /
  • Public adjusters
  • /
  • Claim attorneys

How it works

Three steps, no intake calls.

A homeowner should not need a degree to figure out whether their claim was under-scoped. Claimhaul is built like TurboTax for property losses — drop the evidence in, get a real number out.

  1. 01

    Upload the loss

    Photos, drone footage, the inspection report, the carrier estimate, the policy declaration page. Drop it in — no field forms to fill out.

  2. 02

    Scan against pricing

    The model flags unflagged damage, cross-references every line item against regional pricing (Xactimate-class), and projects the real repair cost.

  3. 03

    Hand off the package

    You receive a public-adjuster-ready packet: scope diff, line-item commentary, missing-evidence checklist, projected claim value, and an escalation path.

What the scan catches

Damage the carrier estimate overlooked.

Carriers strip line items, downgrade materials, and miss collateral damage on every file that crosses a desk. Claimhaul is calibrated to find exactly that.

  • Roofing tear-off, underlayment, and ice/water shield omissions
  • Hail bruising on soft metals that doesn’t show in drone imagery
  • Code-upgrade requirements triggered by replaced materials
  • Interior water damage and consequential mold scope
  • Gutter, fascia, soffit, and siding collateral damage
  • ALE and contents under-allowances in the policy
Coverage map · Roof plane E
Stylized example

Detected damage markers

Damage marker Inspected, no flag
Hail-impact hits86%
Missing shingle bundles62%
Torn step flashing48%
Dented gutter apron34%

Insurer lines

14

Flagged gaps

9

Projected add

+$11,420

Who it is for

Four desks, one claimant-side workflow.

01
Homeowners

Upload the photos and the insurer estimate. Ten minutes later you have a second opinion, a real number, and a list of evidence still missing from the file.

02
Restoration contractors

Run every inbound loss through Claimhaul before you walk the roof. Catch the line items the carrier stripped, arm your estimator with hard pricing, and stop writing off scope.

03
Public adjusters

Pre-validate every new file before the intake call. Surface underpayments, missing line items, and regional pricing anomalies so the docs you hand to the carrier actually push back.

04
Attorneys

Build a carrier-behaviour record on every claim — what was flagged, what was missed, the regional pattern. Better evidence at demand, better briefs in disputed-claim litigation.

Why it gets better

The moat is the dataset.

Every report filed, every underpaid estimate reviewed, every line item the carrier stripped — it all feeds a growing dataset of regional pricing, hail/wind/fire damage patterns, and adjuster behaviour. A general-purpose model cannot replicate that.

Regional pricing records

Indexed daily

Carrier behaviour by ZIP

Pattern-tracked

Damage-pattern library

Hail, wind, fire, water

Insurer-side tools (Five Sigma’s Clive) optimise for the carrier’s cost. CRM-side tools (Claim Titan, Acculynx) help you run the job. Claimhaul sits on the claimant-side, surfacing recoverable dollars in a market where a meaningful share of claims are routinely underpaid.

Pricing

Pay per claim. Scale per team. License per firm.

Residential reports run between $99 and $299 depending on loss size and turnaround. Restoration teams subscribe from $1,000+ per month. Enterprise and estimating-software API close out the ladder.

Homeowners

Residential Report

$99 – $299per claim

  • Full scope review against pricing database
  • Insurer estimate vs. projected cost diff
  • Missing-evidence checklist
  • 48-hour turnaround
Request a sample report
Most subscribed

Restoration contractors

Contractor Suite

$1,000+per month, per team

  • Unlimited claim-volume processing
  • Team-wide scope review with audit trail
  • Regional pricing benchmark feed
  • Estimating-software export (Xactimate, Symbility)
Talk to sales

Carriers, TPAs, public adjusting firms

Enterprise & API

Customvolume + SLA

  • Volume pricing and dedicated infra
  • Estimating-software API ingest + push
  • Carrier-behaviour dataset access
  • Single-tenant deployment available
Contact the team

FAQ

Straight answers, no fine print.

Still unsure? Email us and we’ll respond the same day.

claimhaul-2@polsia.app

Start with a sample

See what Claimhaul would have caught on your last loss.

Share one photoset and one carrier estimate. We’ll run it through the pipeline and send back a redacted version of what a real report would have looked like — for free.

Browse sample reports

3 redacted case studies · No sign-up required